The Tax-Free 401k Alternative

The Tax-Free 401k Alternative

The Tax-Free 401k Alternative eliminates the 3 wealth killers strangling your 401k returns: Market losses, Taxes and Wall Street Hidden Fees, Commissions and
The Tax-Free 401k Alternative eliminates the 3 wealth killers strangling your 401k returns: Market losses, Taxes and Wall Street Hidden Fees, Commissions and Expenses
https://youtu.be/WE4rxSjccLc

A 401k or IRA might be the worst way to save for retirement.  Three Wealth killing elements of a 401k or IRA:

  • Market Losses
  • Taxes
  • Wall Street hidden fees, commissions and expenses

Strangle your retirement, dragging your 401k returns down.

Market losses are forever and they compound just like gains.  The money lost in the market is no longer working for you.  Like spilt milk, it will never ever work for you again.

In 2008 Mutual Funds were cut in half.  The S&P 500 index and the NASDAQ index were down about 40%.  Your remaining funds have to do double duty just to get even.

  • At 6.0% it will take 12 years to get even.
  • At 7.2% 10 years
  • At 8.0% 9 years
  • At 9.0% 8 years

Retirement Plans are heavily taxed.  The IRS can take up to 40% of each withdrawal while you are alive and up to 40% of each withdrawal made by your heirs.

Wall Street hidden fees, commissions and expenses can reduce your 401k balance by 33% or more over 30 years.  This could cost you hundreds of thousands of dollars making the 401k and expensive way to save for retirement.

Between Taxes and Wall Street Fees you may only be a 40.2% partner in your 401(k).

There is a solution.  As the Honorable Appellate Court Justice once said, there are two systems of taxation in our country, one for the informed and one for the uninformed.

The uninformed choose 401ks and IRAs.

The informed choose an IRS approved Tax-Free 401k Alternative.

The Tax-Free 401k alternative has been called the perfect retirement solution.  It has been used by the wealthiest American Families for more than 20 years to cut taxes and preserve capital.

It eliminates the 3 Wealth Killers dragging down 401(k) returns:  Market Losses, Taxes and Wall Street hidden fees, commissions and expenses.

It has been called the perfect solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.

Call 800-955-7898 for a free illustration

More videos at Taxfree.guru, retirement-toolbox.com and tax-free-income.com

Tax-Free Retirement Plan Restores Retirement Dreams

Tax-Free Retirement Plan Restores Retirement Dreams

https://youtu.be/9EUUC4CePSY

Will you be strapped for cash in retirement or will your retirement dreams be restored?  Will you enjoy travel, leisure activities like golf, quality time with your grand children, and activities with your spouse?

The Tax-Free Retirement Plan can help make your retirement years special, helping you accumulate enough money to provide income for 30 to 40 years of retirement.

The Tax-Free Retirement Plan eliminates 3 Wealth Killers:  Market losses, Taxes and Wall Street commissions, hidden fees and expenses.

Market losses are forever and compound just like gains. The money lost never works for you again.  Remaining funds have to do double duty playing catch up as you dig out of an investment hole.

Taxes are another wealth killer.  Did you know that if you withdraw $50,000 from your 401(K) the IRS could take $20,000?  If you leave $500,000 to your spouse and kids in your 401(k) the IRS could take $200,000?

Your 401(k) is one of the most expensive ways to save for retirement.  Wall Street Commissions, hidden fees and expenses can reduce your 401(k) balance by 33% over 30 years.  In other words, after 30 years, your 401(k) balance would be 50% higher without these fees.  This could cost you more than $500,000 over your working years.

Bottom line, you may only be a 40.2% partner in your 401(K)

33.0% to Wall Street

26.8 % to IRS (40% of 67%)

40.2% to you

Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years.
Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years.

The Perfect Retirement Solution, known as a Tax-Free Retirement Plan, a Tax-Free Pension Alternative, Living Benefit Life Insurance and a Tax-Free IUL eliminates the 3 Wealth Killers:  Market losses, Taxes and Wall Street commissions, hidden fees and expenses.

It has been called the perfect solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.

Tax-Free is better.  Watch the short video and call us with comments and questions. 

You can also request a free retirement plan comparison.

 

Ed Slott Discusses Tax Free IULs and Living Benefit Life Insurance

Ed Slott Discusses Tax Free IULs and Living Benefit Life Insurance

Ed Slott discusses Tax Free IULs is a must watch video for those seeking financial independence and a mind blowing retirement.

http://youtu.be/t3eHZT9Erxo

Tax-Free IULs are an IRS Alternative To 401(k) and 403(b) retirement plans with no downside risk.

• You don’t lose money when the markets go down!
• Share in Market Upside when Markets go up!
• Earn Reasonable Rates of Return!
• Gains Locked In Annually!
• Tax-Free Penalty Free Withdrawals at any age!
• Tax-Free Income You Won’t Outlive!

Ed Slott discusses Tax-Free IULs and Living Benefits Life Insurance
Ed Slott discusses Tax-Free IULs and Living Benefits Life Insurance

Contact us at 800-955-7898 for a personal illustration.

Retirement-Toolbox LLC educational videos. Information you can use.
Retirement-Toolbox LLC educational videos. Information you can use.

 

The Perfect Retirement Solution A Tax Free 401k Alternative

The Perfect Retirement Solution A Tax Free 401k Alternative

https://youtu.be/aprBQuxWmHc

It has been called the perfect retirement solution, the tax free 401(k) replacement.

The Perfect Retirement Solution is a tax free retirement plan known as a tax-free IUL, the 401k alternative and living benefit life insurance.
The Perfect Retirement Solution is a tax free retirement plan known as a tax-free IUL, the 401k alternative and living benefit life insurance.
  • You don’t lose money when the markets go down!
  • Share in Market Upside when Markets go up!
  • Earn Reasonable Rates of Return!
  • Gains Locked In Annually!
  • Tax-Free Penalty Free Withdrawals at any age!
  • Tax-Free Income You Won’t Outlive!

Looming Retirement Tax-Traps Ahead, Wake Up America

Looming Retirement Tax-Traps Ahead, Wake Up America

Looming  Retirement Tax-Traps Ahead

Looming Retirement Tax-Traps
Looming Retirement Tax-Traps

There are Looming Retirement Tax-Traps in your retirement plans. Are you prepared?

https://youtu.be/RbVluIjW8nc

Retirement Plans such as IRAs, 401(k)s and 403(b)s are heavily taxed. 

Did you know that if you withdraw $50,000 from your 401(k), the IRS could take $20,000?

Did you know that if you leave $500,000 in your 401(k) to your spouse or kids, the IRS could take $200,000 when they withdraw money?

Clearly, taxes are a wealth killer and the looming Retirement Tax-Traps can crush your retirement dreams if you are not prepared.

The Perfect Retirement Solution, also known as a Tax-Free Pension Alternative, Living Benefit Life Insurance and a Tax-Free IUL solves this wealth killer by eliminating taxes and penalties on withdrawals.

It has been called the perfect solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.

Call Bruce E Cox CPA at 800-955-7898 for more information and an illustration.

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